1. To qualify for a Sussex County Habitat for Humanity house you must live or work in Sussex County, have a need for housing, be able to pay a no-profit, an affordable mortgage in the approximate amount of $450 per month, and be willing to partner.

2. The need for housing may be demonstrated by overcrowding, high rent, crime in the neighborhood, rodent infestation, inadequate water, electrical, heating or septic systems, unhealthy conditions, such as mold, or structural problems.

3. The ability to pay the no-profit, affordable mortgage is demonstrated by having gross income within the following guidelines:

   2010-2011 Guidelines

   Family Size	Income not less than	Income not more than
   One	$17,100 Yearly ($1,425 Monthly)	$21,492 Yearly ($1,791 Monthly)
   Two	$17,100 Yearly ($1,425 Monthly)	$24,660 Yearly ($2,055 Monthly)
   Three	$17,100 Yearly ($1,425 Monthly)	$27,600 Yearly ($2,300 Monthly)
   Four	$17,100 Yearly ($1,425 Monthly)	$30,648 Yearly ($2,554 Monthly)
   Five	$17,100 Yearly ($1,425 Monthly)	$33,348 Yearly ($2,779 Monthly)
   Six	$17,100 Yearly ($1,425 Monthly)	$35,592 Yearly ($2,966 Monthly)
   Seven	$17,100 Yearly ($1,425 Monthly)	$40,500 Yearly ($3,375 Monthly)

4. A successful applicant family must also be willing to fulfill all of the requirements related to being a Habitat partner family.  Some of these requirements are:
   • Investing 250 hours per adult in "sweat equity" building your own home and the homes of other Habitat partner families.
   • Paying up to $2,500 in closing cost for your home.
   • Attending homeownership preparation classes.
   • Learning about construction and home maintenance.
   • Being a good ambassador for Habitat in the community so this important work can continue.

If you would like to learn more about homeownership, call us (302) 855-1153 ext. 204 or complete the online interest form and we will send you more information.