Homeownership

Sussex County Habitat for Humanity has an open-door policy: All who believe that everyone needs a decent, affordable place to live are welcome to help with the work, regardless of race, religion, age, gender, political views or any of the other distinctions that too often divide people. In short, Habitat welcomes volunteers and supporters from all backgrounds and also serves people in need of decent housing regardless of race or religion. As a matter of policy, Habitat for Humanity International and its affiliated organizations do not proselytize. This means that Habitat will not offer assistance on the expressed or implied condition that people must either adhere to or convert to a particular faith, or listen and respond to messaging designed to induce conversion to a particular faith.


Family Empowerment
         
 

Qualifications

 To qualify for a Sussex County Habitat for Humanity house you must:
      •   live or work in Sussex County for at least one year, have a need for decent and affordable housing
​      •   be able to pay a not for profit affordable mortgage in the approximate amount of $500 per month and
      •   demonstrate a willingness to partner 

The need for housing may be demonstrated by:
      •   overcrowding
      •   cost burdened
      •   crime in the neighborhood    
      •   rodent infestation
      •   inadequate water
      •   electrical, heating or septic systems
      •   structural problems or any other unsafe or unhealthy conditions.

The ability to pay the not for profit, affordable mortgage is demonstrated by having a gross income within the following guidelines:
 

2016 - 2017 HUD Guidelines

Family Size Income no less than Income not more than
One $19,800 Yearly ($1,650 Monthly) $25,980 Yearly ($2,165 Monthly)
Two $19,800 Yearly ($1,650 Monthly) $29,700 Yearly ($2,475 Monthly)
Three $19,800 Yearly ($1,650 Monthly) $33,420 Yearly ($2,785 Monthly)
Four $19,800 Yearly ($1,650 Monthly) $37,080 Yearly ($3,090 Monthly)
Five $19,800 Yearly ($1,650 Monthly) $40,080 Yearly ($3,340 Monthly)
Six $19,800 Yearly ($1,650 Monthly) $43,020 Yearly ($3,585 Monthly)
Seven $19,800 Yearly ($1,650 Monthly) $46,020 Yearly ($3,835 Monthly)

 

 

 

 

 

 

 

 

 

 

A successful applicant family must also be willing to fulfill all of the requirements related to being a Habitat partner family.  Some of these requirements are:

      •   Investing 200 hours per adult in "sweat equity" building your own home and the homes of other Habitat partner families.
      •   Having on deposit in escrow of $2,500 for closing costs.
      •   Attending monthly homeownership preparation classes.
      •   Learning about construction and home maintenance.
      •   Being a good ambassador for Habitat in the community so this important work can continue.

If you would like to learn more about homeownership, call us (302) 855-1153 ext. 204 or complete the online interest form here.

 

Application

To print and fill out the Application Form in English - CLICK HERE

Para español -  CLIC AQUI

 

 

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