Qualifications

 

 

 

 

 

 

 

 

 

 

 

To qualify for a Sussex County Habitat for Humanity house you must:

  • live or work in Sussex County for at least one year,
  • have a need for decent and affordable housing 
  • be able to pay a not for profit affordable mortgage in the approximate amount of $500 per month and
  • demonstrate a willingness to partner

The need for housing may be demonstrated by:

  • overcrowding
  • cost burdened,
  • crime in the neighborhood 
  • rodent infestation 
  • inadequate water, electrical, heating or septic systems 
  • structural problems or any other unsafe or unhealthy conditions.

 The ability to pay the not for profit, affordable mortgage is demonstrated by having a gross income within the following guidelines:

2016 - 2017 HUD Guidelines

Family Size Income no less than Income not more than
One $19,800 Yearly ($1,650 Monthly) $25,980 Yearly ($2,165 Monthly)
Two $19,800 Yearly ($1,650 Monthly) $29,700 Yearly ($2,475 Monthly)
Three $19,800 Yearly ($1,650 Monthly) $33,420 Yearly ($2,785 Monthly)
Four $19,800 Yearly ($1,650 Monthly) $37,080 Yearly ($3,090 Monthly)
Five $19,800 Yearly ($1,650 Monthly) $40,080 Yearly ($3,340 Monthly)
Six $19,800 Yearly ($1,650 Monthly) $43,020 Yearly ($3,585 Monthly)
Seven $19,800 Yearly ($1,650 Monthly) $46,020 Yearly ($3,835 Monthly)

 

 

 

 

 

 

 

 

 

 

  • A successful applicant family must also be willing to fulfill all of the requirements related to being a Habitat partner family.  Some of these requirements are:
    • Investing 200 hours per adult in "sweat equity" building your own home and the homes of other Habitat partner families.
    • Having on deposit in escrow of $2,500 for closing costs.
    • Attending monthly homeownership preparation classes.
    • Learning about construction and home maintenance.
    • Being a good ambassador for Habitat in the community so this important work can continue.

If you would like to learn more about homeownership, call us (302) 855-1153 ext. 204 or complete the online interest form here.
 

 

Habitat for Humanity Restore
Consider a Donation of a Vehicle to Habitat for Humanity
Women Build

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