So many ways to give
There are so many ways to give to SCHFH. Whether you prefer to give through your donor-advised fund, make a gift of appreciated securities, or receive a Delaware State Tax Credit worth half of your qualifying gift, we can help!
Click through the buttons below to learn more about planned gifts.
neighborhood assistance tax credit
While NAA tax credits are no longer available for this year, please check back for more information in 2025!
Your qualifying gift to Sussex County Habitat for Humanity may earn you a Neighborhood Assistance Act tax credit equal to 50% of your gift. Tax-credit funding is limited and awarded on a first-come, first served, basis. Qualifying contributions of $2,500 or more from individuals and $10,000 or more from businesses may apply for the tax credit.
DSHA has included the following guidance regarding the NAA Tax Credit program:
- Contributions to traditional IRA accounts are not eligible NAA credits.
- Donations to Donor Advised Funds are not eligible for NAA credits.
- Donations must be dated and received by the non-profit within the tax year to qualify.
- Applications must be complete and included NAA application, Form 2001AC and proof of donation in PDF form only
- Checks made payable to the non-profit for the benefit of a donor must include additional documentation to indicate donor ownership/type of account. (For example, a bank check made payable to the non-profit notating it is coming from a donor account).
- Stock donations must include donor account statement information indicating the withdrawal and the non-profit statement indicating transfer to their account.
- Statements should include the donor name. Please note: Stock donations take longer to process as information is needed from the brokers.
To submit an application for the tax credit contact Katie Millard, Director of Development and Advocacy, at katie@sussexcountyhabitat.org.
donor-advised funds
You can create a grant recommendation from your donor-advised fund to support Sussex County Habitat for Humanity.
Final distribution of contributions remaining in a donor-advised fund is governed by the contract you completed when you created your fund. Please consider naming SCHFH as a successor of your account. Or, you can name us as the successor for a portion of the account value, leaving the remaining portion for your heirs.
As with all gift planning, you should consult with your tax advisor and lawyer to determine what planned gift strategy is best for your current tax situation and income requirements.
legacy gifts
Planning a legacy gift to is one way to build hope and leave a lasting impact on Sussex County.
Planning a legacy gift to is one way to leave a lasting impact on neighbors and families in Sussex County.
Please consult with your tax advisor and lawyer to determine which planned gift strategy is best for you. If you have any questions, please contact Katie Millard, Director of Development and Advocacy, at 302-855-1153 ext. 214 or katie@sussexcountyhabitat.org.
stocks or property
You may receive a charitable income tax deduction for the full market value of the stock, up to a maximum of 30 percent of your adjusted gross income, and avoid paying the capital gains tax on any increase in the value of the stock.
You can also donate appreciated real estate, such as a home, vacation property, undeveloped land, or commercial property. This is one way to fund a legacy gift, or you can make this generous gift while still using the property throughout your lifetime. You may even receive a tax deduction for your gift.