home ownership

become a homeowner

SCHFH has an open-door policy: All who believe that everyone needs a decent, affordable place to live are welcome to help with the work, regardless of race, religion, age, gender, political views or any of the other distinctions that too often divide people.

This means that Habitat will not offer assistance on the expressed or implied condition that people must either adhere to or convert to a particular faith, or listen and respond to messaging designed to induce conversion to a particular faith.

qualifying for a home

ability to pay

2020 HUD Monthly Income Guidelines

Family SizeIncome Not Less Than (≥ 30% AMI)Income No More Than (≤ 60% AMI)
1$1,330$2,660
2$1,520$3,040
3$1,710$3,420
4$1,897$3,795
5$2,050$4,100
6$2,202$4,405
7$2,355$4,710
8$2,505$5,010

demonstration of need

The need for simple, decent, and affordable housing can be demonstrated in a number ways, including:

Substandard Living Conditions:

  • Structural defects
  • Failure of one or more essential systems in the house (plumbing, electrical, and heating).
  • Unsafe or unhealthy living conditions (mold, pest, etc.).

Overcrowding:

  • The presence of more people or things in a space than is comfortable, safe, or permissible.

Homelessness:

  • Persons who are sleeping in emergency shelters or places not meant for human habitation.
  • Persons graduating from transitional housing programs or discharged from an institution or foster care.
  • Victims of domestic violence.

Cost-Burden:

  • More than 30% of gross monthly income is spent on shelter.

willingness to partner

Other Local Agencies

Here are some other local housing assistance programs if you need immediate housing assistance or don't think Habitat is the right program for you at this time:

20127 Office Circle
Georgetown Professional Park
Georgetown, DE 19947
Phone: (302)-298-3250

PO Box 1326
Dover, DE 19903-1326
phone: (302)-229-0818

First State RC&D Council, Inc.

PO Box 1557
Dover, DE 19903
phone: (302) 674-1952

308 N. Railroad Ave.
Georgetown, DE 19947
phone: (302) 856-7761

110 S. Bedford St.
Georgetown, DE 19947
phone: (302) 855-1370

977 E. Masten Circle
Milford, DE 19963
phone: (302)-422-8255